Cream Skimming


Health Economics

  • A practice in private health insurance markets by which the insurer obtains a higher proportion of good risks (people with a low probability of needing care or who are likely to need only low-cost care - or both) in their portfolio of clients than is assumed in the calculation of the insurance premiums.
  • abbreviationcreaming
  • abbreviation forCreaming
    (written as cream skimming)
  • synonymcherry-picking
  • synonymCherry Picking
    (written as cream skimming)


  • noun the practice of choosing only the best or most valuable items from among a group


  • noun going from shop to shop or from supplier to supplier, looking for special bargains