- A general term to describe the arrangements in many jurisdictions that are designed to ensure that employees who have work-related injuries or disease, or are disabled on the job, receive appropriate medical care and monetary compensations. It is common for schedules to be used that list the compensation available for both economic and non-economic losses on a no-fault basis, thus eliminating the need for litigation. Provision is also often made for dependents of those workers who are killed because of work-related accidents or illnesses. In Australia, Canada and the US, these are state/provincial programmes. In Italy and New Zealand, the system is national. Other jurisdictions, such as the UK, employ mixed systems via national regulation and social security coupled with compulsory private employer liability insurance. In Germany, the public insurance agencies are organized by industry.